Paying off Debt When You’re Broke : Ok, so you’re broke, busted, dusted – you just plain aren’t got any money. However, what you do have is a metric ton of bills. Being faced with paying off debt when you’re broke can be a real conundrum. However, it’s usually just a matter of readjusting your thinking. Instead of focusing on what you don’t have, take a look at what you do have and figure out how to apply it to solve your problem.