Today, the whole world over, we are feeling a pinch of financial worries directly or indirectly due to the recession. This stress goes to the bone of our deepest worry–staying alive because money represents survival. It is contagious, in the same way that there can be a flu epidemic that infects many people – financial stress can spread rapidly among many thousands and even millions of people. If one member of a family goes unemployed due to any reason, the whole family suffers.
Stressful thoughts and feelings about money are often not accurate or true. But when you’re caught in contagious financial stress, they will present themselves to you as if they were absolute fact. Yes you may have money problems, even severe ones-but that doesn’t mean that all hope is lost. It doesn’t necessarily mean that you won’t survive.You need to safeguard your well-being so you can get on the other side of this hardship.
If you learn how to stand free from stressful financial worry, you won’t get poisoned by toxic stress hormones. You will have to see your financial woes as a temporary challenge not as a final defeat. You may please keep in mind that this too shall pass. You need to be thankful for the little things and for any support you can count on from people who care about you. While that’s not always the case, it most often is. Necessity can be the mother of invention. By meeting the challenge of financial stress, you’ll learn to master new learning and open up new possibilities in your life.
Since we’re very susceptible to the opinions those around us, we should search out the logic behind such opinions before thinking over or considering them. We need to focus on our today and tomorrow.
I assume that our past was very good, our present is not so good and our future may be worse. The past has already gone beyond our control – that is history and can not be modified except our approach how we look at. If we are positive, we would be able to search out why that period was so good and what is now lacking. We will have to adopt positivism in the search in quest of being happy. The present is not good – why so? Perhaps, yesterday we did not think that it can happen to us next day. Is it not so?
If you are an employee, yesterday you did not care about the financial health of your employer, his vision of future and his activities. It appears that you kept yourself limited to your work and your salary – what is happening around you could not come to your focus. You needed to see around also if someone is threatening you.
If you are a self-employed person, perhaps you could not watch the quality of your services to your clients and they might have got your alternative. There is always a harsh competition to grab your place. Or, perhaps you did not watch some of your clients’ other activities due to your opinion that it was none of your business at that time. No, it was your duty to look after your interests also because his financial health was the source of your bread and butter. 
If you are a businessman, you had perhaps not monitored your system, your resources and your manpower yesterday so effectively that today, you are facing with the crisis. You needed constant monitoring of your effects to overcome such exigencies. You did not renew your energies from time to time to match to the changing taste of your customers. Your competitors might be doing all this to smell the leakage and they overpowered you.
If you are an investor, it may be possible that you might have not watched your profiles so seriously that any jerk could smash your projections. You needed to keep watch over the tremors and make the required diversions at the appropriate time.
As nature changes regularly, the circumstances do also undergo the changes and we need to keep constant look on whether the changes are not going to affect us in any of our capacities, whether we are employees to someone, we are self-employed, we are businessmen or we are investors. We need to keep participation in more than one bloc actively for that we need to manage our time accordingly. We need to apply our wisdom in nurturing our sources of income and heads of our expenses. We must park some of our funds in such saving schemes/assets which can be easily encashable at time of our need.
No doubt, our attention is also seriously sought for our home affairs too, like look-after of our parents, our close relatives, our spouse, education of our children, their up-keeping, their food, their need of nutrients, sports, entertainment, our attitude towards spirituality and working thereto and many other social activities because we are human beings and human being is a social animal. But finances are more important and have to be allotted major portion of our time but not excessive one at the cost of our other essential activities to keep up our physical and mental health as well.
Be happy – get rid of your financial worries by positive thinking and locating out the reasons of the fall, if you ever feel in your incomes. This process will help you to search out new means to regain your health at the soonest possible.